PayPal - Pay, Send, Save

The PayPal app offers a convenient and secure way to save money, send and receive money, and track packages all in one place. With the app, you can save cash back offers from your favorite brands and have them automatically applied at checkout. Eligible items can be redeemed for cash or other options, and terms and exclusions apply.

You can also securely send and receive money with friends and family in over 120 countries for free. This feature is available when funded by a bank account or PayPal balance. Additionally, you can request a PayPal debit card directly through the app with no credit check required. The card can be used anywhere Mastercard is accepted and offers 5% cash back on a category of your choice each month.

If you're looking to grow your savings, the app also offers a high-yield PayPal Savings account. You can easily manage your account, transfer money in and out, set individual goals, and track your progress all from the app. The annual percentage yield (APY) is variable and can change at any time, and a PayPal balance account is required to use this feature.

The app also allows you to track your packages and view their delivery status, even if you didn't pay with PayPal. Simply link your Gmail or Outlook account to get started and receive live updates until your package safely arrives at your door. However, not all sellers are participants in this feature.

Lastly, the app offers the option to pay for purchases in four interest-free payments at millions of online stores. There are no late fees and no impact to your credit score. You can manage these payments directly in the app, and eligibility varies by market. PayPal is a financial technology company, not a bank, and offers loans to California residents under a CA Financing Law License. Other licenses and disclosures may apply depending on your state of residence.