Monese - A banking alternative

Welcome to our money app! We understand the importance of budgeting wisely and managing your finances effectively. That's why we offer a convenient and flexible solution for all your money needs. With our app, you can easily switch between currencies, whether you need a GBP, EUR, or RON account. This allows you to live, work, travel, study, and thrive wherever life takes you. We even have business accounts available for our users.

Join over 2 million people who have already opened a Monese mobile money account. Our app is simple, fuss-free, and easy to use. So how does it work? You can open a GBP, EUR, or RON account straight from your phone. This means you can manage all your money in one place, making it easier to keep track of your finances. You'll also receive a contactless Mastercard debit card that can be used globally for online, in-store, and ATM transactions.

One of the great features of our app is the ability to spend abroad with no extra fees on card spending and ATM withdrawals. You can also quickly send and receive money locally and internationally in multiple currencies. For added security, you can create a virtual card and use it for online or in-store purchases. And if you want to share your account with a loved one, roommate, or friend, you can open a joint account for easy spending, sharing, and saving.

Our feature-rich smartphone app also offers real-time notifications, giving you instant updates whenever you use your account. You'll also have access to a detailed spending overview, providing full transparency around your transactions. You can even set up savings pots to put money aside for something special. And with Google Pay, you can easily and securely pay with your phone.

But that's not all. Our app also allows you to build your credit score with Credit Builder (available in the UK), link your PayPal account, and enjoy state-of-the-art security features such as 3D Secure, card locking, strong encryption, and biometric login. You can also get instant account statements in PDF or XLS whenever you need them.

With our app, you can enjoy the convenience of sending and receiving money straight from your phone, getting your salary paid in, and setting up Direct Debits and recurring payments. You'll have a complete overview of your earning, spending, and saving. And with free ATM withdrawals worldwide and multiple ways to add money to your account, managing your finances has never been easier. Plus, our app is available to anyone over 18 years old living in the European Economic Area (EEA), regardless of citizenship or financial history.