NatWest Mobile Banking

The NatWest app offers a convenient and secure way to manage your finances. With this app, you can easily set up current, savings, and student accounts, as well as enable multi-factor authentication for added security. You can also apply for Buy Now, Pay Later options and split bills with friends through a payment request link. In case of emergencies, you can access cash without using your card by generating a unique code. Additionally, you can save your spare change with round-up options and explore other financial services such as mortgages, insurance, and loans all in one place.

The app also offers features to help you budget and track your spending, including the ability to set categories and manage monthly expenses. You can also add predictions to see how your financial decisions may impact your credit score. For credit card purchases, you can set up an installment plan to repay over a set period. The app also allows you to link your other bank accounts for a comprehensive view of your finances. You can also freeze and unfreeze your credit or debit cards at any time for added security.

If you're interested in a Premier account, the app allows you to easily apply for a Premier Select account with no monthly fee, a Premier Reward account with monthly rewards, or a Premier Reward Black account with additional benefits such as airport lounge access and insurance. Students can also apply for a student account and receive cash and a free Tastecard upon opening. They can also apply for an interest-free overdraft of up to £2000.

It's important to note that there are certain limitations and requirements for using the app, such as a maximum of 5 payments totaling £1000 per day and a minimum age of 16. Some features, like Touch ID and Face ID, are only available on selected devices. The app also offers the ability to manage receipts for Business Banking and Premier customers only.

Before downloading the app, make sure to accept the necessary permissions, such as allowing the app to communicate through your network and access your location for finding nearby cash machines and branches. It's also important to note that the app contains images that may cause a reaction in individuals who are photosensitive, but this can be disabled in your device's settings. The app is available for customers aged 11+ with compatible Android devices and a UK or international mobile number.

By downloading the app, you are agreeing to the Terms and Conditions and Privacy Policy, which can be viewed on the NatWest website. It's recommended to save or print a copy for your records. To download the app, you will need an Android device with OS 7.0 or above.